J Aryavarta Tech

Products / SpendSense AI

SpendSense AI

SpendSense AI helps you see where your money goes. Record spending by scanning a receipt, or by typing or speaking a short note such as “450 lunch”. AI reads receipts and suggests categories. Budgets, goals, subscriptions, loans and warranties sit in one place.

Coming soon for Android. It is not yet available on Google Play.

What it does

Capture expenses

  • Scan a receipt from the camera, the gallery or a PDF, and let AI pull out the merchant, date, amount, category and items.
  • Type or speak a short note such as “450 lunch”, review it and save.
  • Add an expense by hand, with its category and payment method.
  • Open quick add from a home-screen widget or an icon shortcut.

Plan

  • Set a monthly budget with category limits and your own budget-cycle start day.
  • Save towards goals with targets and due dates.
  • Plan events with their own budgets, sub-budgets and contributors.
  • Keep track of money lent or borrowed, with due dates.

Stay on top of it

  • Track subscriptions, spot repeating charges and get renewal reminders.
  • Keep loans and EMIs in one place, with instalment reminders.
  • Keep warranty and return windows with your receipts and photos, and get alerts before they end.
  • Get budget alerts, reminders and a weekly digest on your phone.
  • Work in more than one currency.

Understand and share

  • Get a weekly AI review of your spending, with suggested actions.
  • Ask questions about your own spending in plain English.
  • Split a bill and share payment links for UPI, Cash App, PayPal, Monzo or Revolut.
  • Export a monthly PDF summary, or a CSV of business expenses for GST and tax records.

Who it is for

People who want a clear, simple view of where their money goes.

Good to know

  • AI features send receipts, notes and spending summaries to a third-party AI service. The privacy policy, published before launch, will explain what is sent and why.
  • The SpendSense website, privacy policy, terms and support pages will be published before launch.

SpendSense AI is a product of J ARYAVARTA TECH PRIVATE LIMITED. Features and availability are described on the product’s own channels.